Miami Mortgage News

Behind the Problem of Student Homelessness

College students live on ramen noodles. College students couch-surf. These popular images can obscure more ominous realities: hunger and the little acknowledged problem that some do not have a place to live at all.“‘Homeless college student’ seems like a contradiction in terms,” said Paul Toro, a psychology professor at Wayne State University who studies poverty and homelessness. “If you’re someone who has the wherewithal to get yourself into college, well, of course you should be immune to homelessness. But that just isn’t the case.”It’s difficult to know exactly how many students are homeless, or are dangling dangerously close to it, in part because of the enormous stigma surrounding the issue. But new research shows how pervasive a problem it is — and one that some educators believe is growing.Continue reading the main storyLast month, the Wisconsin HOPE Lab at the University of Wisconsin, Madison, released a study that surveyed students at 70 community colleges in 24 states. It found that 14 percent were homeless. Those findings build on a study released last year by California State University that estimated that 8 percent to 12 percent of its students were homeless. In 2015-16, 32,000 college applicants were identified as “unaccompanied homeless youth” on federal student aid forms, a number widely considered to be a low count.There are several possible reasons the problem appears to be so widespread, said Sara Goldrick-Rab, founder of the HOPE Lab and a professor of higher education policy at Temple University. One is that there are fewer well-paying jobs these days for those without a college degree. Only 11 percent of the homeless students she surveyed in the HOPE study reported making more than $15 an hour.

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6 Tips for Staying Compliant with Fair Housing Laws

Today’s Best Real Estate Blogs

What Are the Best Real Estate Investments? How to Find the Ideal Place to Put Your Money

The 3 Critical Elements of Human Happiness (& Why Unlimited Money Isn’t Enough)

5 Expert Tips to Attract Cream-of-the-Crop Tenants

How to Conduct an Inspection When Your Tenant Moves Out

4 Steps to Take Immediately After Selling Your Rental Property

5 Ways Landlords Can Achieve Better Tenant Stability

Property Depreciation: Why the Tax Benefits Could Come Back to Bite You

Rethinking “Wealthy”: The 5-Step Ladder From Middle Class to Financial Freedom

How to Pay Yourself When Buying an Apartment Building with Investors

 


Posted by Nour Ailan on April 21st, 2017 5:19 PM

A Town Struggles to Ease Student Stress

Small rocks from the beaches of eastern Massachusetts began appearing at Lexington High School last fall. They were painted in pastels and inscribed with pithy advice: Be happy.… Mistakes are O.K.… Don’t worry, it will be over soon. They had appeared almost by magic, boosting spirits and spreading calm at a public high school known for its sleep-deprived student body.Crying jags over test scores are common here. Students say getting B’s can be deeply dispiriting, dashing college dreams and profoundly disappointing parents.The rocks, it turns out, were the work of a small group of students worried about rising anxiety and depression among their peers. They had transformed a storage area into a relaxation center with comfy chairs, an orange/peach lava lamp and a coffee table brimming with donated art supplies and lots and lots of rocks — to be painted and given to favorite teachers and friends. They called it the Rock Room.“At first it was just us,” said Gili Grunfeld, a senior who helped with the effort. “Then everyone was coming in.”

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To Search in Arabic .. Please VisitIstithmar USA

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Visit the Miami Bright Education Foundation pages and readAbout itandits articles….

Contact Emile Ur-cousin Farah

phone: (305) 754-1000

Email: farah@theworldforsale.net

For More information FOLLOW this steps :Investor-Commercial Users

Contact Nader Farah

Nader sells Miami

Nader is an expert

Nader Farah knows real estate

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Call Nader for all your real estate needs

Nader is the king of real estate

No one sells like Nader

Links For the world:

6 Tips for Staying Compliant with Fair Housing Laws

Today’s Best Real Estate Blogs

What Are the Best Real Estate Investments? How to Find the Ideal Place to Put Your Money

The 3 Critical Elements of Human Happiness (& Why Unlimited Money Isn’t Enough)

5 Expert Tips to Attract Cream-of-the-Crop Tenants

How to Conduct an Inspection When Your Tenant Moves Out

4 Steps to Take Immediately After Selling Your Rental Property

5 Ways Landlords Can Achieve Better Tenant Stability

Property Depreciation: Why the Tax Benefits Could Come Back to Bite You

Rethinking “Wealthy”: The 5-Step Ladder From Middle Class to Financial Freedom

How to Pay Yourself When Buying an Apartment Building with Investors

 


Posted by Nour Ailan on April 21st, 2017 5:13 PM

Loans ‘Designed to Fail’: States Say Navient Preyed on Students

Ashley Hardin dreamed of being a professional photographer — glamorous shoots, perhaps some exotic travel. So in 2006, she enrolled in the Brooks Institute of Photography and borrowed more than $150,000 to pay for what the school described as a pathway into an industry clamoring for its graduates.“Brooks was advertised as the most prestigious photography school on the West Coast,” Ms. Hardin said. “I wanted to learn from the best of the best.”Ms. Hardin did not realize that she had taken out high-risk private loans in pursuit of a low-paying career. But her lender, SLM Corporation, better known as Sallie Mae, knew all of that, government lawyers say — and made the loans anyway.In recent months, the student loan giant Navient, which was spun off from Sallie Mae in 2014 and retained nearly all of the company’s loan portfolio, has come under fire for aggressive and sloppy loan collection practices, which led to a set of government lawsuits filed in January. But those accusations have overshadowed broader claims, detailed in two state lawsuits filed by the attorneys general in Illinois and Washington, that Sallie Mae engaged in predatory lending, extending billions of dollars in private loans to students like Ms. Hardin that never should have been made in the first place.

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Visit the Miami Bright Education Foundation pages and readAbout itandits articles….

Contact Emile Ur-cousin Farah

phone: (305) 754-1000

Email: farah@theworldforsale.net

For More information FOLLOW this steps :Investor-Commercial Users

Contact Nader Farah

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Nader Farah knows real estate

Nader knows more than anyone

Call Nader for all your real estate needs

Nader is the king of real estate

No one sells like Nader

Links For the world:

6 Tips for Staying Compliant with Fair Housing Laws

Today’s Best Real Estate Blogs

What Are the Best Real Estate Investments? How to Find the Ideal Place to Put Your Money

The 3 Critical Elements of Human Happiness (& Why Unlimited Money Isn’t Enough)

5 Expert Tips to Attract Cream-of-the-Crop Tenants

How to Conduct an Inspection When Your Tenant Moves Out

4 Steps to Take Immediately After Selling Your Rental Property

5 Ways Landlords Can Achieve Better Tenant Stability

Property Depreciation: Why the Tax Benefits Could Come Back to Bite You

Rethinking “Wealthy”: The 5-Step Ladder From Middle Class to Financial Freedom

How to Pay Yourself When Buying an Apartment Building with Investors

 


Posted by Nour Ailan on April 21st, 2017 5:02 PM

what do some of our former students have to say?

Here are some of the things our former students have said about their experiences..

Such nostalgia today. To say I miss Belgium is an understatement. I would like to go back, yet I know even if I do it won't ever be like it was the year I was there. I don't just miss the country, but I miss all the people that were there! I miss the fries! The beer! The waffles! The chocolate! Brussels! Trains! Buses! Speaking franglais! Yet instead of being sad that it no longer is my life, I am so grateful to say I experienced such a unique year! Tu me manques trop Belgique!) BISOUS! ?

Stephanie, went to Belgium, 2010-11

You know I think a lot about the year I spent abroad. What would it be like if I never went and wasn't a year behind schedule?

Well the answer I always find is that I don't want to know. My year in Poland taught me a lot and I had experiences I could never replace. I met new friends and got a new family that I am extremely thankful for. But even more than that is what "being behind a year" did for me too. I took my time and learned work ethic, found a sense of financial responsibility and developed new interests. I made friends I never would have expected and discovered raving, which opened up a world I never would have imagined would mean so much to me.

I guess what I mean is if I ever had the chance to do life over I'd do everything the exact same way.Type your paragraph here.

Dallas, went to Poland, 2012-13

On this very day exactly a year ago I was arriving in Phoenix, which later became my second home. Thanks to many people, I had an amazing year, I was able to take the most out of my opportunity. Today I can say I really know America. I also know what it's like to be on your own, and yet surrounded by people who give so much of their lives to make your experience the best it can be I know what it's like to avoid a whole sentence because you don't know a word. What it's like to try something even if you know you don't like it, because you have to try everything. And then try to do the Rotary Smile, because you shouldn't lie, but you also want to be respectful. I know what it's like to say yes to pretty much everything, even if you're exhausted, because you know that the best stories will come from the most unexpected events. I know what it's like to be the image of the country you're from, and to change people's mind about that country. What it's like to be the one to break stereotypes. Also what it's like to be the one who wants to enjoy every single moment, because that year will inevitably have an end. And not accept the end. I know what it's like to belong to two countries, to have your heart divided in two different continents.

Thanks to many people, I had the best experience, and wouldn't think twice before doing it again. And again.

Aline, came from Brazil, 2012-13

Find your listing .. Visit Our Sites USA Lending And Realty .. and The World For Sale

Visit Our Site For “Your full service mortgage and loan pros” … USA Lending Inc

To Search in Arabic .. Please Visit Istithmar USA

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Visit the Miami Bright Education Foundation pages and read About it and its articles ….

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Email: farah@theworldforsale.net

For More information FOLLOW this steps :Investor-Commercial Users

 

Links For the world:

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Spanish Empire

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Pinwheel

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List of tallest buildings in Dubai


Posted by Nour Ailan on November 14th, 2016 6:20 PM

The cultural and tourism benefits of student exchange

A growing segment of the international student market is made up of exchange students who undertake a course of assessed study at an overseas university, usually for a period of one semester or a year. Exchange students have been identified as a segment of the international student market that has significant growth potential.

Yet little research has been conducted into the exchange student population. A greater understanding of the phenomenon will enable host countries and universities to attract more students.

Students optimistic about exchange

Outweighing any feelings of trepidation about studying abroad was a universal excitement about the unknown life journey in front of them.

While students seemed prematurely aware of the growth potential of stress, they were optimistic about the power of the forthcoming exchange visit to effect in them positive changes, including improved coping skills, increased confidence, greater independence and altered life perspectives.

Students were also aware of the opportunity for self-exploration offered by the exchange. Though students were aware that the purpose of their visit was educational, they were determined to exploit the opportunity to travel, underlining the value of the international student market to tourism destinations.

Our findings suggest that travel opportunities are central to students’ choice of destination and that the purpose of their trip is therefore twofold.

The prospect for cultural learning offered by the international sojourn was acknowledged by all to be an exciting aspect of the student exchange scheme: enthusiasm for meeting people from different cultures was unanimous.

Students were aware that distance from the origin culture would bring insight into their own cultural programming. They were committed to communicating this cultural distinctiveness to students of other nationalities; enthusiasm for promoting the origin culture, in this case Turkey, was a common theme. The tendency to see themselves as national ambassadors was pronounced.

Students were also keen to learn about the host community. Contact with international friends was important, but host contact was a target before arrival.

Finally, all students equated increased cultural knowledge with increased employability. There was universal awareness that globalisation entailed international cooperation and an expectation that internationalised companies would prize the cultural skills that the international study context would install  It was perceived that the trip would provide a possibly useful networking opportunity.

Students exhibited a strong cultural identification. Moreover, students trusted that face-to-face contact would overcome negative stereotypes, and they manifested pre-departure a determination to promote Turkey’s superiority to other developing countries.

A strong cultural identification bolsters resistance against attack, but it might be pertinent to ask whether students’ own prejudices and fears might diminish through encounters with Westerners who do not display signs of condescension towards Turkish nationals.

Concerns around faith

Our study also helps to shed light on the malaise that is uniquely experienced by Muslim students studying in a Western culture by revealing the unanimous concern of the Turkish students in this study that they might be treated unfavorably because of their faith.

Students were anxious that negative judgments would be made about their faith due to a link in the popular Western media between Islam and terrorism. Such fear was exacerbated by word-of-mouth anecdotes about acts of Islamophobia in Western countries, particularly from internet chat rooms.

Indeed, the Council for the Advancement of Arab-British Understanding cites Islamophobia as the main source of bigotry in Europe. Meanwhile, a small number of students in the current study were anxious about cultural differences in the tolerance of alternative lifestyles.

There was awareness that differing religious and moral values between the origin and the host culture might lead to some discomfort. It must be pointed out, however, that the majority of students were insistent on their cultural similarity with European countries.

Indeed the response to possible discrimination on the grounds of faith was a unanimous declaration by the students of Turkey’s secularity and moderateness. Students were resolute that communication of their distinctiveness from other Muslim countries would eradicate negative judgment. Again, promotion of the special characteristics of the home country was common.

Finally, running through all the interviews was a high degree of optimism; that a sense of common humanity would ensure that faith would not divide students from other national and religious groups.

Some recommendations

Our study reveals that the perceived benefits of international travel for education were manifold.

Since participants stated that the purpose of their visit was to obtain an education and to travel during their stay, we recommend that the receiving institution cooperate with the stakeholders of their local and regional tourism industry in order to improve marketing targeted at students in the origin country and in the destination country.

Destination management organizations should assess the characteristics and traveling habits of this potential and lucrative market segment. The ever-growing exchange student market enables destinations to diversify their tourism income sources with alternative tourist products appealing to different segments.

The use made of the internet by prospective students is also highlighted, pointing to the need by institutions and destination management organizations to maximize their online visibility.

The intervention strategies to be used by those offering pastoral or psychological support to international students – including personal tutors, programme administrators, lecturers and chaplaincy – should be available at the start of the sojourn, when stress is usually at its height.
Support staff in the receiving destination should inform themselves about the political and religious background of students’ origin country and any issues of contemporary concern should be addressed.

The student population make-up is changing and institutions need to be prepared for this. The local community should be made aware of the economic contribution made by international students to the receiving area, and increased tolerance of difference should be encouraged.

However, whether this is a sustainable and feasible suggestion is debatable: sojourners are caught in larger political and societal issues over which neither they nor the host institution may have any control.

 

Find your listing .. Visit Our Sites USA Lending And Realty .. and The World For Sale

Visit Our Site For “Your full service mortgage and loan pros” … USA Lending Inc

To Search in Arabic .. Please Visit Istithmar USA

To Search in Spanish … Please visit propiedad para laventa

Visit the Miami Bright Education Foundation pages and read About it and its articles ….

Contact Emile Ur-cousin Farah

phone: (305) 754-1000

Email: farah@theworldforsale.net

For More information FOLLOW this steps :Investor-Commercial Users

 

Links For the world:

5 OF THE BEST LANDMARKS: BEIJING

List of tallest buildings in Beijing

Spanish Empire

The Rise of Russia and the ‘End of the World’

The formation of rises in Rio de Janeiro [Brazil]

beirutterraces

1338 Mina El Hosn

Pinwheel

land mark

3beirut

List of tallest buildings in Dubai


Posted by Nour Ailan on November 14th, 2016 6:04 PM

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