It's a tough market for homebuyers. Prices are high and supply of available homes is low. And while the Federal Reserve's rate hike could make home buying more expensive, house hunters shouldn't start panicking yet. The Fed increased its benchmark interest rate by one-quarter of a percentage point on Wednesday. The Fed doesn't directly set mortgage rates, but its actions can affect the housing market. Mortgage rates tend to move with the government's 10-year Treasury note, which serves as a benchmark for many forms of credit, including mortgages. Interest rates on the notes have already risen since Donald Trump was elected president and on signals the Fed would continue to tighten monetary policy. But Wednesday's hike was widely expected, meaning the markets had already priced it in. So many experts don't see rates moving much higher in the coming weeks. "The last couple of times the Fed made a move, the rates firmed up in advance of the decision, and when it happened they kind of faded," said Keith Gumbinger , vice president of HSH.com. The Fed has now raised rates three times since the end of 2015. Following the first hike in December 2015, mortgage rates started 2016 with a drop for the first few weeks.
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I am a Christian of Arab descent. I grew up in Jerusalem together with my Muslim neighbors and friends. It infuriates me to witness the bigotry of a large number of politicians, particularly Republicans, toward Islam, the Syrian refugees, and the Sharia law.
The leading Republican presidential candidate has gone mad. Donald Trump has called for surveillance of U.S. mosques, the creation of a database of Syrian refugees and would not rule out creating a registry for all American Muslims. Trump also called for deporting the estimated 11 million illegal immigrants in America and building a large wall along the border with Mexico.
Dr. Ben Carson, the neurosurgeon, presumably a smart man, who trails only slightly Trump among Republicans, insisted in a CNN interview that for a Muslim to become a U.S. president he or she has “to reject the tenets of Islam.” He also said he “would not advocate putting a Muslim in charge of this nation.”
On Nov. 19, the U.S. House passed a bill, with 289 members supporting it, including Democrats, that seeks to enforce unreasonable security demands on the U.S. admission of Syrian refugees – people who are fleeing a war-torn country and a brutal, inhuman and a savage terrorist group – ISIS. These refugees are part of the largest wave of refugees since World War II.
To add insult to injury, some 32 mostly-Republican governors signed off on orders saying that they would refuse to cooperate with federal efforts to resettle Syrian refugees fleeing the barbaric Islamic State group, known as ISIS.
Sadly, America has done this before, and we have not learned from our mistakes. During last century’s two World Wars, we did it to the Italians, the Germans and the Japanese. And, in peacetime, we persecuted Blacks (take note Dr. Carson), Jews, Asians and Latinos.
The First Amendment’s fundamental religious freedom guarantee and Article VI of the Constitution forbid religious tests for any government office.
This past week, the Democratic National Committee fired back. The DNC launched an ad titled “Inciting fear isn’t presidential.” The ad shows clips of an unlikely figure, President George W. Bush, saying, “We do not fight against Islam. We fight against terrorism. That’s not what Islam is about. Islam is peace.”
Between 1989 and 2006, the United States welcomed with open arms, as it should have, 325,000 Jews from the former Soviet Union countries. Are Jews human beings while Muslims are savages and terrorists?
All of us, except Native Indians, are immigrants to this country. The parents of Sens. Ted Cruz and Marco Rubio are first generation immigrants and look at what their sons have achieved. They are members of the U.S. Senate. Why are then these two self-righteous bigots opposed to legalizing the status of illegal immigrants in this country (who are mostly Latinos) and not welcoming refugees from Syria?
Americans of Arab heritage have contributed greatly to this country. Apple founder Steve Jobs’ father was a Syrian immigrant. Professor Elias Corey won the 1990 Nobel Prize for chemistry. George Mitchell was the Senate Majority Leader. Candace Lightner founded MADD (Mothers Against Drunk Driving); and Danny Thomas founded St. Jude’s Research Hospital.
ISIS does not represent Islam, nor are they practicing Muslims. They are a bunch of thugs, murderers and rapists who commit their crimes in the name of Islam. The Quran only permits fighting in self-defense or to protect “churches, synagogues, temples, and mosques.” Any wars committed in the name of Islam have nothing to do with Islam. They are politically motivated.
Bishara A. Bahbah is a Scottsdale resident. He taught at Harvard University and serves on the national board of directors of the American Arab Anti-Discrimination Committee.
It's a tough market for homebuyers. Prices are high and supply of available homes is low.And while the Federal Reserve's rate hike could make home buying more expensive, house hunters shouldn't start panicking yet.The Fed increased its benchmark interest rate by one-quarter of a percentage point on Wednesday.The Fed doesn't directly set mortgage rates, but its actions can affect the housing market.Mortgage rates tend to move with the government's 10-year Treasury note, which serves as a benchmark for many forms of credit, including mortgages. Interest rates on the notes have already risen since Donald Trump was elected president and on signals the Fed would continue to tighten monetary policy.But Wednesday's hike was widely expected, meaning the markets had already priced it in. So many experts don't see rates moving much higher in the coming weeks."The last couple of times the Fed made a move, the rates firmed up in advance of the decision, and when it happened they kind of faded," said Keith Gumbinger , vice president of HSH.com.The Fed has now raised rates three times since the end of 2015. Following the first hike in December 2015, mortgage rates started 2016 with a drop for the first few weeks.
Find your listing .. Visit Our Sites USA Lending And Realty .. and The World For Sale
Visit Our Site For “Your full service mortgage and loan pros” … USA Lending Inc
To Search in Arabic .. Please Visit Istithmar USA
To Search in Spanish … Please visit propiedad para laventa
Visit the Miami Bright Education Foundation pages and read About it and its articles ….
Donald Trump was most famous for being a real estate developer before he became a reality TV star and then wound up Leader of the Free World. So it may not be a huge shock to find out that home builders have been on fire since he was inaugurated.Pulte (PHM), DR Horton (DHI) and Lennar are all up more than 10% in the past two months and are among the top 25 stocks in the S&P 500 since President Trump took office.Even though mortgage rates could climb if the economy continues to pick up steam (with or without a Trump stimulus package this year) and as the Federal Reserve hikes short-term interest rates, builders are confident more people will be buying homes.Stuart Miller, the CEO of Lennar (LEN), said in the company's earnings release this week that there was an "improving macroeconomic environment following last year's election."He pointed to "renewed optimism, wage and job growth, and consumer confidence." Miller added that "as a result, our homebuilding operations have gone from slow and steady to a faster than expected sales pace throughout our first quarter."The hope is that the economy, which already had started to pick up some steam in the past year before Trump's victory, will continue to gain momentum.If that happens, prospective homebuyers may not be scared off by higher rates because their wages are also going up.